https://www.hedj.eu/insights Practical corporate treasury education for CFOs and treasury teams: cash, liquidity, funding, investment and market risk. en https://www.hedj.eu/insights/what-is-corporate-treasury https://www.hedj.eu/insights/what-is-corporate-treasury Fri, 17 Jul 2026 08:00:00 GMT https://www.hedj.eu/insights/cash-and-liquidity-pillar https://www.hedj.eu/insights/cash-and-liquidity-pillar Mon, 20 Jul 2026 08:00:00 GMT Why cash visibility and forecasting sit underneath every treasury decision – and how the job changes from start-up runway counting to a group treasurer’s daily global cash position. https://www.hedj.eu/insights/cash-visibility https://www.hedj.eu/insights/cash-visibility Tue, 21 Jul 2026 08:00:00 GMT How much cash do you have right now? Why the answer takes a day in most companies, and what fixing it looks like at start-up, mid-market and enterprise scale. https://www.hedj.eu/insights/cash-forecasting-hub https://www.hedj.eu/insights/cash-forecasting-hub Wed, 22 Jul 2026 08:00:00 GMT Why most cash forecasts fail by week two, who should own the numbers, and the weekly loop that actually improves accuracy. The hub guide to cash forecasting. https://www.hedj.eu/insights/direct-vs-indirect-forecasting https://www.hedj.eu/insights/direct-vs-indirect-forecasting Thu, 23 Jul 2026 08:00:00 GMT Count the money or derive it? Why restructuring advisers always build direct 13-week forecasts, where indirect models earn their keep, and how to run both. https://www.hedj.eu/insights/forecast-horizons https://www.hedj.eu/insights/forecast-horizons Thu, 23 Jul 2026 08:00:00 GMT Why 13-week cash forecasts drift, how start-ups and mid-market teams fix them, and when to reach for a 12–36 month rolling model. https://www.hedj.eu/insights/forecast-accuracy https://www.hedj.eu/insights/forecast-accuracy Fri, 24 Jul 2026 08:00:00 GMT Whole-forecast accuracy is a vanity number. Measuring variance by line, separating bias from noise, and the weekly loop that makes forecasts honest. https://www.hedj.eu/insights/scenario-planning https://www.hedj.eu/insights/scenario-planning Fri, 24 Jul 2026 08:00:00 GMT March 2020's winners weren't better forecasters; they were earlier deciders. Building receipt, payment and market shocks into the forecast, with triggers attached. https://www.hedj.eu/insights/investing-corporate-cash https://www.hedj.eu/insights/investing-corporate-cash Mon, 27 Jul 2026 08:00:00 GMT Corporate cash is not a portfolio. How CFOs and treasurers should think about security, liquidity and yield, and what SVB taught every finance team. https://www.hedj.eu/insights/investment-policy-hub https://www.hedj.eu/insights/investment-policy-hub Tue, 28 Jul 2026 08:00:00 GMT The Reserve Primary Fund froze corporate cash for months. A one-page investment policy answers the question every board asked afterwards: who approved that? https://www.hedj.eu/insights/investment-instruments-hub https://www.hedj.eu/insights/investment-instruments-hub Wed, 29 Jul 2026 08:00:00 GMT Deposits, money market funds and direct securities compared through the two questions that matter: when can you get it back, and who owes it to you? https://www.hedj.eu/insights/bank-deposits https://www.hedj.eu/insights/bank-deposits Thu, 30 Jul 2026 08:00:00 GMT Where deposit rates come from, why the ladder beats the lump, and where corporate deposits actually sit in a bank resolution. Deposits, decided rather than defaulted. https://www.hedj.eu/insights/money-market-funds https://www.hedj.eu/insights/money-market-funds Fri, 31 Jul 2026 08:00:00 GMT What an MMF actually holds, the three structures, gates and fees, and the ten-minute factsheet read. The corporate cash workhorse, with its fine print. https://www.hedj.eu/insights/t-bills-cp-cds-direct https://www.hedj.eu/insights/t-bills-cp-cds-direct Mon, 03 Aug 2026 08:00:00 GMT What money market funds do, done yourself: the instruments, the operational reality, and the three situations where direct ownership beats the fund. https://www.hedj.eu/insights/bank-repo https://www.hedj.eu/insights/bank-repo Tue, 04 Aug 2026 08:00:00 GMT Cash placed against government bonds with a haircut in your favour. Reverse repo mechanics, tri-party plumbing, honest trade-offs and when the sums work. https://www.hedj.eu/insights/counterparty-risk-hub https://www.hedj.eu/insights/counterparty-risk-hub Thu, 06 Aug 2026 08:00:00 GMT Deposits, hedges, payments and credit lines all sit with counterparties. What SVB, Credit Suisse and Argentex teach about credit risk and continuity risk. https://www.hedj.eu/insights/credit-ratings https://www.hedj.eu/insights/credit-ratings Fri, 14 Aug 2026 08:00:00 GMT Scales, outlooks, watches, and the IG cliff at BBB-. What ratings genuinely tell you, why they lag by design, and how to use them as a floor, not a seatbelt. https://www.hedj.eu/insights/beyond-ratings-market-signals https://www.hedj.eu/insights/beyond-ratings-market-signals Sun, 16 Aug 2026 08:00:00 GMT What equity, bond spreads and CDS each tell you about a bank counterparty, which entities you can see at all, what the data costs, and what the research says about early warning. https://www.hedj.eu/insights/counterparty-failures https://www.hedj.eu/insights/counterparty-failures Fri, 07 Aug 2026 08:00:00 GMT Three failures, three lessons: runs now move at app speed, your seat beats the brand, and your provider's own risk management is your risk. https://www.hedj.eu/insights/corporate-funding https://www.hedj.eu/insights/corporate-funding Mon, 24 Aug 2026 08:00:00 GMT How companies finance themselves, why refinancing starts 18 months early, and what changes as you graduate to bank debt and beyond. A CFO's guide. https://www.hedj.eu/insights/funding-fundamentals https://www.hedj.eu/insights/funding-fundamentals Tue, 25 Aug 2026 08:00:00 GMT Why companies need money, who actually provides it, and the seven pairs of words that describe every debt instrument. The groundwork for every funding decision. https://www.hedj.eu/insights/why-companies-need-funding https://www.hedj.eu/insights/why-companies-need-funding Wed, 26 Aug 2026 08:00:00 GMT Working capital, capex, acquisitions, refinancing, buybacks and buying time. The nine reasons companies raise money and the funding shape that fits each one. https://www.hedj.eu/insights/the-corporate-funding-ecosystem https://www.hedj.eu/insights/the-corporate-funding-ecosystem Thu, 27 Aug 2026 08:00:00 GMT Banks, private credit, VC, PE, bond markets, development banks and alternative lenders. What each provides, what they want back, and how each one disappears. https://www.hedj.eu/insights/the-balance-sheet-and-capital-structure https://www.hedj.eu/insights/the-balance-sheet-and-capital-structure Fri, 28 Aug 2026 08:00:00 GMT Debt vs equity, where each instrument sits on the balance sheet, what it costs, and the seven pairs that describe every loan: secured, senior, recourse, tenor, rate, repayment, level. https://www.hedj.eu/insights/cost-of-capital https://www.hedj.eu/insights/cost-of-capital Mon, 24 Aug 2026 08:00:00 GMT Risk-free rates, credit spreads, liquidity and country premia, the tax shield and the cost of equity nobody invoices. A worked WACC and why marginal cost beats average. https://www.hedj.eu/insights/interest-rates-debt-pricing https://www.hedj.eu/insights/interest-rates-debt-pricing Thu, 10 Sep 2026 08:00:00 GMT Fixed vs floating, the benchmarks after LIBOR, what the swap and forward curves tell you, and a worked all-in cost for a €100m floating loan under rate and spread shocks. https://www.hedj.eu/insights/designing-the-optimal-capital-structure https://www.hedj.eu/insights/designing-the-optimal-capital-structure Fri, 04 Sep 2026 08:00:00 GMT Cost, flexibility, dilution, leverage, liquidity, control, rating, covenants, security, maturity and investor expectations. No formula, eleven choices.